Church work and ministry

It’s great to participate in God’s work, there are many works you can do at Church. The most importance one is the ushering ministry (which I’m work on currently), where you welcome people into the house of God. Remember you are representative of the Church, and as usher you also need to ensure the smooth worship service.

These simple tips may able to help you to serves the God house better for those interested in usher ministry

-          Know the Church layout clearly, example the restrooms

-          Greet people in a warm way to make the worshippers feel comfortable or good in another word

-          Dress appropriately as you are the frontline

-          Always usher visitors to their seats

-          Avoid long conversation with other usher

-          Control the in / out crowd during service to avoid interruption to the others

-          Always know where the available seats, so you could stay informed

-          Keep the sanctuary doors closed during the service time

-          Always inform your Usher Lead when you not able to come to Church

I hope to explore more in God ministry in the future and looking forward to server him with all my strength

Tips to making friends for shy person

Tips to making friends for shy person’s

I used to be shy when meeting people, especially girls. Alright, re-think again that the strangers are just same like you and me. So why shy?

Some of the great tips to help you to remove the fear can as below

Smile, when you meeting people. Take this chance for ‘ice breaking’ by simply saying ‘hello’, if the person noticed and replying smile to you. I am sure, everything else will starts from here.

Talk and talk, to people around you. Do not allow shyness to stop you from making new friends. Example, if your new neighbor walks across your garden. Why not just, smile and say ‘hello, how are you?’

Relax is another point to be note. When you making a new friends, stay cool and be yourself. If you are too afraid to talk and interact with people naturally, the chances of failure are higher.

Accept invitations when you are invited to a party. Do not simply decline the invitation, just because you unfamiliar with the person. Get yourself dressed properly, and take this chance to know the person better.

Keep in touch with people that you know. A simple email or Facebook message will do, to know how the person is doing. In addition, this also will open a wider network to you and your friend to know more people in the circle.

Get involved in every party, possible start from the preparation. You will definitely get to know more people from invitation cards, vendors and many more. Smart guys will get it (the meaning).

Hope the above simple tips will be able to help you in making more friends toward a healthy and well connected society.

Usher into the New Year

Usher into the Dragon year

Chinese Lunar New Year is just ten more days ahead, people started to prepare to usher into the Dragon year.  Based on the Chinese astrology cycle, the last Dragon year was in year 2000 (Y2K). Dragon is occupying the 5^th position in the Chinese zodiac, and is the greatest sign among the rest.  Here is some facts about the people who born in the year of Dragon.

Personality people born in the year of Dragon

People born in the year of dragon are more independent, and they prefer to live by their own commands. They are willing to take risks and unafraid of challenges ahead. Dragon always offer help to others, while hardly request for help; which make them the mightiest

Career

Dragons are good in leading and to express their creativity, compared to the other animals in the Chinese zodiac. They are among the best in managerial position (leader) or inventor (creative).

Health

As dragons are hardworking and willing to take risks, they may suffer from stress and tension. To have a periodically holidays and off would be a good option to Dragons

Relationship

Dragons are independence and wish quick actions as well as risks; they may get into hot temper easier compared to the rest sometimes. Dragons may need a almost similar characteristics individual to be their partner.

Google Adsense and Infolinks

What is Google Adsense?

Google Adsense is an online advertising program run by Google Inc that allows website or contents owners (also known as the publisher) to serve rich media advertisement such as text, image, and video to the targeted audience.  The publishers can generate revenue when visitor clicked and viewed the advertisements on either a pay per click (CPC) or based on per impression basis. To date, this is the most successful online advertising model.

What is Infolinks?

Infolinks is focusing on the in-text advertising that allows website or contents owners to monetize their website, without disturbing the layout or structure of their sites.  The system will automatically select and bold some of the keywords from the contents, which then link to an advertisement.

Adsense and Infolinks the perfect match

I had done some research previously on the usage of both Adsense and Infolinks advertising network. As both the Adsense and Infolinks serving different purpose and objective, you can actually use both the Google Adsense and Infolinks advertising networks on all your websites to maximize your online revenue. I have been using both of these advertising networks on all my websites without any problem so far; hence it’s proven to be 100% safe. 

The benefits by having both

If you are looking forward to maximize your online revenue or to make a quick bucks, then you should be have both the Google Adsense and Infolinks advertising networks up on all your online contents or web sites. Again, both the Adsense and Infolinks are serving different objectives and missions as mentioned earlier. Since both of them are the ‘perfect match’, why shouldn’t you add an additional channel to boost up your earning?

The drawbacks by having both

Most of the times the couple will be fighting when run into a problem. Having both the Adsense and Infolinks may affect you click-through rate (CTR) for Google Adsense. This situation arises as some of the clicks are being diverted to Infolinks.  Monitor your online revenue after implemented both the Adsense and Infolinks, choose to remove either one if needed. Finally, having too many advertisements may also irritate the readers. Do you planning and research before having both of them. 

Why become a ghostwriter

Become a Ghostwriter can be rewarding in many ways such as the following

Firstly, for the benefit of all let’s start with the introductory of ‘What is Ghostwriter?’ A Ghostwriter basically a professional writer who is paid to write anything from articles to books; which technically considered as a job

Got chance to participate in research and increase the knowledge level as you would write any types of topics that sound ‘dinosaur’ to you, based on your clients requirements on the topics and what to write. 

Make a good income that able to support the good living for fulltime writers. However, it may take some time for new writers to earn the credit as well as clients. New writers can start from part time and with little hard work and perseverance, sure things will work out.

Have more great time with family at home is another possible dream for most of us. You can stay at home and start working (writing), anytime and anywhere you like. Imagine having late breakfast and work at late night when you not feeling sleepy

Minimum start cost for beginner, by place advertisements for your ghostwriting service on free classified sites, forums and any place as appropriate

Plenty of opportunity on the web awaiting Ghostwriter, such as major work site. Simply Google to get the current listing and sites for you to work on and bid

Why cook at home

Based on my simple observation, nine out of ten working adults are eating out most of the time. But why these people do not cook at home and spent the quality time with their family? Why don’t cook and eat healthy foods at home?

Let’s me tell you, cooking at home has many benefits; the obvious one is you can actually save money from cooking at home.  Yes, you can really save money cooking at home; eating out actually costs you more money. Imagine you need to drive your car to the nearby restaurants (petrol cost), park your car (parking cost) and order for your foods (meal cost). Now, you just add up the transportation and food cost; versus self cook foods at home. Obviously prepare and cook you own foods save money and time for long run.

Not on money saving, you also have better control on what you want to eat for the day. Its advisable do some simple planning on ‘what you going you to have’ for your daily meals. Do you weekend shopping and grabs the necessities at one go, so that you could focus only on cooking at home after back from work.

Very often the restaurants will add in more salt, sugar and seasoning to make the food tastier.  This means the foods prepared outside is not good for health, tastier the foods; the greater risk to your health.  You definitely cannot control the amount of ingredients to be added into your foods, example the amount of oil to be added. Remember you cannot buy health, among all the points; this is particularly very true.

Another best point is that, you can control the portion size. Usually having dinner at the restaurants, the portion is typically large; that caused you to overeat. We can’t pack the undone foods home every time having meals outside right?

Lastly, you can invite your spouse or kids to join your cooking session and have great funs together as big family. What is better than having great family time and better health? Other than saving money to fund for better purpose, believe me; self cook at home is not difficult. Get yourself a cooking recipes today. 

Singapore Johor causeway live traffic

Recently found Google map providing live traffic feeds. You can simply click the URL link to check it out.

Live traffic from Singapore Woodland checkpoint to Johor CIQ

Live traffic from Johor CIQ to Singapore Woodland checkpoint

Future enhancement including live traffic cameras on causeway would be good.

https://www.google.com.sg/maps/place/Johor+Causeway,+Bandar+Johor+Bahru,+80300+Johor+Bahru,+Malaysia/@1.4557954,103.768222,17z/data=!3m1!4b1!4m2!3m1!1s0x31da12e6b8740b15:0xed31a894b75ff70c!5m1!1e1

Convert Malaysia Driving License to Singapore Driving License

To Convert Convert Malaysia Driving License to Singapore Driving License, you must obtain your Malaysia driving license before obtain any valid passes such as Singapore work permit, Employment Pass (EP), Long Term Visit Pass

Alternatively, you can sit for Singapore Driving License test at

Bukit Batok Driving Centre Ltd
815 Bukit Batok West Avenue 5
Singapore 659085
Tel : 65611233 Fax : 66656923
Internet : http://www.bbdc.com.sg

Comfort Driving Centre Pte Ltd
205 Ubi Avenue 4
Singapore 408805 Tel : 68418900 Fax : 68418913
Internet : http://www.comfortdrivingcentre.com.sg

Singapore Safety Driving Centre Ltd
3 Ang Mo Kio Street 62
Ang Mo Kio Industrial Park 3
Singapore 569139
Tel : 64826060 Fax : 64828808
Internet : http://www.ssdcl.com.sg

Adsense and Infolinks advertisement networks

Yes, you can use both Adsense and Infolinks advertisement networks on all your websites. I have been using Adsense and Infolinks to monetize all my websites for months now without any problem.  It’s proven 100% safe for you to use both Adsense and Infolinks to monetize your websites.

What is Google Adsense?

I’ll not explain further on what is Adsense in this article (check out my other posts on Adsense). Basically, Adsense is the most popular advertising network on this planet. I believe most of the advertisers and publishers are using this network.

What is Infolinks?

First you need to understand what Infolinks advertising network all about is. Actually Infolinks complements Adsense, and you will get small amount of money from it too. Infolinks is a leading provider of ‘In-Text advertising’ and the direct competitor to Kontera and Text Link Broker.

The benefits by having both

If you are thinking to maximize your online earning or to make quick ‘money’, then you should be having both the Google Adsense and Infolinks advertising networks up on all your websites. Bear on mind; both Adsense and Infolinks are serving different objectives and missions as described above.

Since both of them are the ‘perfect couple’, why shouldn’t you add an additional channel to boost up your earning? I can’t think of any reasons to resist the usage of both advertising networks on my websites.

Be aware, if you having both Adsense and Infolinks on your sites

Having both Google Adsense and Infolinks up on your page; may bring down Adsense click-through rate or CTR. This will significantly affect your Adsense earning, as some of the clicks are being diverted to Infolinks. Other than that, some of your readers or fans may be irritated; due to ‘too many advertisements’ being displayed on a page.

I will suggest you to limit the number of Infolinks ‘In Text’ advertisement per page. For an example, instead of having 10 in-text advertisements; you can bring the number down to 5 by having only relevant keywords.

Avoid credit report discrepancies with Credit Monitoring

Having a good credit monitoring is crucial, and before we talk about the advantages of to having a good credit monitoring. Let’s discuss the importance of having an outstanding credit report which associated with the credit monitoring.

Credit report is a document that displays all types of credit information use to determine your credit worthiness. Financial institution very often uses this report to check if you are good in paying your loans. With credit history, financial institution can determine the risks before your loan application is approved.

In some instances wherein there are some discrepancies that are being displayed on your credit report and that why the credit monitoring comes into place. It is necessary for you to check your credit report occasionally, as some times a false transaction or information is being included in your account. If no correction or dispute make on the report discrepancies, then this likely to affect your chance on getting loans or any financial assistance or request.

The second reason you need credit monitoring is to enable you to know if there someone who are using your name to apply for loan or anything similar. Having credit monitoring is a crucial step towards protecting yourself from identity theft over sensitive personal information. That why you need to protect and free yourself from being a victim, and with this report monitoring; you would be able to report any unusual activities on your account

Another is your credit history; you cannot leave it unmanaged as this is very importance too. You have to ensure anything shown on your credit report is true and valid. With the credit monitoring, you definitely have a clear vision and view on your account.

Many companies are offer credit monitoring services, and among other are credit reporting bureaus. Perform your own research on the company that has proven records on bring fast and reliable credit information, before hire a credit monitoring service. You also have to ensure that this company will report to you immediately if there any usual activities for your to file a dispute with authority before too late. In conclusion, credit monitoring gives you lot of benefits to you and others; and ensure everything that shown on your credit report are right.

Are Infolinks and Adsense compatible

Infolinks and Adsense are compatible

Infolink serves as link advertisement while Adsense serves as image and / or text links. This is good news for online advertisers to boost online revenue.

Alternative to Adsense

There just too many people got banned from Adsense program, and majority of these people may not commit to fraud case (example victim of clicks bomb by other visitor). Some of the people are just not able to got their Adsense application approved, because of the tighten policies or some unknown reasons.

I had the same problem before, as my application was not accepted despite trying for countless time. I decided to share my homework done by myself to source for alternative programs that similar to Adsense during the period here.

Here are the example sites like Adsense, that’s worth to try (I only list some that familiar with)

a) Infolinks

This is in text advertising, if you see in some blog and websites; whenever you point you mouse cursor to the underline text. A small box will pop up displaying the ads, you got rewarded if people click on it. Also, you can use Adsense with Infolinks to maximize your site income.

The rewards are slightly higher compared to the in text advertising companies around, not to mention the easy approval.

b) Adbrite

This is the second popular ad network after Adsense. Adbrite allows you to manage the ads to be displayed on your site. You need a Top Level Domain (TLD) in order to publish or participate, but you may check again with them to confirm.

c) Yahoo! Publisher Network

Similar to Adsense, and easier for US citizens when come to the application

The above 3 ads network worth to try for those having difficulty with Adsense, and always check the details before signing up!! 

Anyone publishing using the above please leaves your reviews/comments to help the rest

Your payments are currently on hold

Your payments are currently on hold. A huge error message in red color popped up on my Adsense main screen today (10 January 2011). The message sound ‘Your payments are currently on hold. Action is required to release payment’, I was panicked after reading the message.

Quickly, I clicked on the ‘more details’ button to find out more details on reasons behind the message.  Luckily nothing major after understood reasons and continued to Google for answer. I decided to share the information to new Adsense members.  Basically you will be receiving this message from Google for account validation as soon as your account earning hit US 10 dollars.

There are three sections for you to be completed, in order for Google to release your earning

a) To validate your payee name / address / phone (no phone validation for some countries).  You will be receiving a PIN from Google via email; the delivery basedo on people comments around 3 weeks. Once you validated the payee name / address / phone, insert the PIN number sent by Google Adsense team and hit ‘Enter’. Now you done 1 out of 3 steps

b) Setup the channel to receive your earning. Google will be sending your earning when the threshold hit US 100 dollars. You job here is to decide how to receive it via the following channel

    i) Check – Standard Delivery

   ii) Check – Secured Express Delivery (there will be charges of US 24 for processing fee)

  iii) Western Union

Above all the available channels, Western Union may be the best option for members outside of USA; whereas you can receive your payments the next day via Western Union offices/agents.

Standard check may take 3 weeks for delivery, not to mention the time for check clearing house. Therefore, Western Union the best!! (Please check the fees applicable on your own. No changes in my country)

c) Submit your Tax information

Adsense Domain

What is Adsense for Domain

Great news to webmaster to earn with Google Adsense for Domain, even with the undeveloped domains, Adsense for Domain will display the information such as advertisements, links or search results; instead of showing ‘page cannot be found’ for the parked domain.

Adsense for domain is available to all domain extensions, provided the owners are adheres to the Adsense rules and regulations.

Getting started

It’s easy to setup  the Adsense for Domain, by just following the steps below

a) Sign into your Adsense account

b) Click the My ads tab, then choose the Domains from the sidebar

c) Select New Hosted Domains

d) Add the Domains either by entering all the domains individually in the text box or by uploading the CSV file (maximum of 5000 domains for an upload)

f) Modify your domain registrar settings. Point the DNS to the following addresses.

    •ns1.googleghs.com

    •ns2.googleghs.com 

    •ns3.googleghs.com

    •ns4.googleghs.com

g) Customize the colors and channels

Now you are done, and usually the advertisements will be serves within 24 hours with subjected to Google Adsense review and approval. Happy Earning

Google Adsense Account Disabled

There are many people who have their Adsense account disabled and they are completely lost on what to do next. I have been on Adsense program for a year; encountered people complain about how their Adsense account being disabled. 

Frankly speaking, many of people have their account disabled or banned due to fraud. Google are extremely strict when it comes to fraud. For an example, many publishers click on their own advertisements to ‘steal’ money from the advertisers. In order to protect the advertisers, Google has to take drastic action to disable or banned you from the program; and return the money back to the affected advertisers.   

Anyways in this article, I would like to share with you some of the common mistakes and tips to prevent or minimize the risk of Google to disable or banned your Adsense account. 

a) Do not click advertisements on your own website. Google has a very powerful tracking tool to detect frauds, especially if you click on your own advertisements. Many newbie doesn’t aware of this until their account is being disabled due to this reason.

b) Always play safe. Report any abnormal activities to Adsense immediately. Example if you notice any of the below activities

- If you accidently click on your own advertisements

- If you notice suspicious clicks, that coming from a certain country or website

- If you notice a significant increase of traffic to your website

- Anything that not normal or suspicious 

c) Always read the Google Adsense Terms and Conditions (TOS). Most of the Adsense publishers never read the Adsense terms and conditions, so often people have their Adsense disabled due to non compliance. Also do not ignore warnings or questions from Google, always response to them at soonest either thru email or website.

d) Having multiple Google Adsense accounts. In the Google Adsense TOS, each person can only have one Adsense account. Surrender to Google, if you are having more than one Google Adsense accounts before they catch you. Google has a very power tool to detect multiple accounts that belonging to same person.  

Tips to protect your Credit Cards

In the modern society today, almost everyone is holding at least a credit card for the convenient of purchase and probably security reasons. Usage of Credit card is still growing, along with the advances of technology and innovation, that’s enable the cashless transaction almost everywhere from parking to shopping.

However, in line with the wider acceptance of credit card and increase in number of credit cards issued; security and fraud has becoming a major issue. Banks worldwide are working with the security experts on how to prevent frauds constantly. Yes, they should think of an effective ways to prevent fraud. We as the credit card holder, also plays a crucial role to ensure the safety of ours credit cards.

There are many guides and tips readily available online for you, but still not good as these tips are too ‘lengthy’ and complicated to most of us. I have basically summarized the points, and believe that just follows these 5 tips to protect your credit card; should be good enough to secure your credit card. The 5 credit card security tips as below

a) Always ensure the credit card returned after the transaction is yours and not someone else’s. Do a simple check particularly on the name on the cards.

b) Do not leave your credit card unattended (example in the car or office), if you are not using the credit card; keep your card in a safe place such as safety box at home. Remember; always ensure your credit card is in your possession. There are local escorts accept Credit Cards for their services with such as Visa and Master Card, even AMEX to lure more customers. They may keep your card which is not safe. 

c) Always destroy your old credit card by cutting across the magnetic strip and across the chip on the card. Do this whenever you receive a replacement/renewal of new credit cards, or even for the cancellation of credit card.

d) Always remember and destroy your Personal Identification Number (PIN) when you receive a new PIN to prevent unauthorized withdraw or usage.

d) Always report to your bank immediately, when your credit card is stolen / lost or even when the PIN envelope is compromised.

List of Universities in Nusajaya (Iskandar Malaysia)

List of Universities in Nusajaya (Iskandar Malaysia)

Raffles University Iskandar
International Student Village
Netherlands Maritime Institute of Technology
University of Southampton Malaysia Campus
University of Reading Malaysia
Newcastle University Medicine Malaysia
Primary Trust School
Public Secondary Trust School
Marlborough College Iskandar Malaysia

5 mistakes made by people without a financial plan

Without a financial plan, there is no way to gauge your financial status. You would not know how far from financial freedom, also when to retire and again when and what next.

In life, it is just too easy to make mistakes and waste your opportunity to create wealth. Some common mistakes that people make as below:

a) Buy to too big house

Majority of house buyer would consider the affordability, such as down payment, monthly expense and installment. All these consideration are ‘current’ decision, have you think how the purchase affect your future ability to achieve your goal?

Without the financial planning, you would not able to identify the real cost. Example, you may need to adjust your children College fees to continue serving the mortgage installments

b) Planning and response too late

Without starting your financial planning early, you would not able to determine or make decision on your expenses versus investment. Normally, we take it easy and until too late to response or do corrective measures.

c) Undersave

Without a financial planning, you would not able to estimate how much to ‘save’. Likely, the actual saving may be lesser than actual. Trouble is just around the corner!!

d) Retirement timing

One of the importance factors to consider during the financial planning is to have good retirement timing. Without a proper assessment on your financial status, you may end up retire to early and finished all savings. Worst case, back to job market at the older age!!

e) Invest in unsuitable products

Without carefully assess your financial goals, you won’t be able to identify ‘what the best’ out of the many investment products. Example, what the ROI and risk?

Finally, the lesson here is that to list down your financial need with a proper assessment without delay. Financial freedom is on the way!! what your thought ?